💸 In FinTech, trust and user activation are key. WinAndWings helps your platform stand out with a powerful loyalty and referral system that rewards users for using financial services—while turning them into growth drivers through referrals.

💡 How Loyalty Can Boost User Engagement & Transaction Volume

Reward users for actions like top-ups, bill payments, fund transfers, card usage, loan repayments, or investment contributions. Encourage consistent financial behavior and app usage by offering points that can be redeemed for cashback, vouchers, or fee waivers.

🧑‍💼 Happy Users Bring You New Verified Customers

Let your existing users grow your FinTech app. With our multi-level referral system, they can share their referral code or QR, and earn points when their invitees complete verified actions (e.g., KYC, wallet top-up, loan approval). Reward both parties securely.

⚙️ Easy Integration with Your FinTech Stack

WinAndWings is API-ready, allowing smooth integration with your KYC, transaction, and user management systems. Whether you're running a digital bank, eWallet, or lending app, you can set it up with minimal disruption.

📊 Advanced Analytics Dashboard for Growth Teams

Track new signups, repeat usage, referral efficiency, KYC completion rates, and reward redemptions—all in real-time. Optimize marketing spend based on verified ROI and actionable insights.

🔐 Points Issued Only for Real Actions—Fraud-Resistant by Design

Our system only rewards users for valid transactions or verified referrals. You stay protected from gaming, fake accounts, or spam registrations—ensuring marketing spends are fully performance-based.

🎯 Customizable Incentives for Any FinTech Use Case

1. Reward for first top-up, first investment, or referral completion
2. Redeem for mobile reloads, fee waivers, shopping vouchers, or even cashback
3. Set tiered loyalty levels for power users (e.g., Silver, Gold, Platinum)
4. Theme the user experience to match your app’s brand and tone

🌐 Supports Multi-Language UI & QR Integration

Let users scan QR codes for referrals or link redemptions. Supports English, Malay, and other local languages—perfect for a diverse and growing user base.

💳 Perfect for eWallets, Neobanks, Lending Apps, and Investment Platforms

Whether you're offering digital savings, remittance, micro-lending, or crypto—WinAndWings helps you grow a loyal, active user base through rewards that are easy to manage and hard to ignore.